Call report 2016Q3
CHOICEONE BANK — 2016Q3
The 22 measures CHOICEONE BANK reported to the FFIEC for 2016Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 595,098,000 | USD | evidence → |
| Total loans | 365,440,000 | USD | evidence → |
| Allowance for loan losses | 4,276,000 | USD | evidence → |
| Securities available for sale | 173,997,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 477,575,000 | USD | evidence → |
| Interest-bearing deposits | 353,779,000 | USD | evidence → |
| Noninterest-bearing deposits | 123,796,000 | USD | evidence → |
| Equity capital | 69,902,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,087,000 | USD | evidence → |
| Interest expense | 725,000 | USD | evidence → |
| Net interest income | 14,362,000 | USD | evidence → |
| Noninterest income | 5,703,000 | USD | evidence → |
| Noninterest expense | 14,260,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 6,060,000 | USD | evidence → |
| Income tax | 1,622,000 | USD | evidence → |
| Net income | 4,438,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,702,000 | USD | evidence → |
| Total capital | 57,952,000 | USD | evidence → |
| Risk-weighted assets | 429,704,000 | USD | evidence → |