Call report 2016Q2
CHOICEONE BANK — 2016Q2
The 22 measures CHOICEONE BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 587,570,000 | USD | evidence → |
| Total loans | 359,976,000 | USD | evidence → |
| Allowance for loan losses | 4,296,000 | USD | evidence → |
| Securities available for sale | 171,668,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 464,612,000 | USD | evidence → |
| Interest-bearing deposits | 339,686,000 | USD | evidence → |
| Noninterest-bearing deposits | 124,926,000 | USD | evidence → |
| Equity capital | 68,854,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,936,000 | USD | evidence → |
| Interest expense | 488,000 | USD | evidence → |
| Net interest income | 9,448,000 | USD | evidence → |
| Noninterest income | 3,667,000 | USD | evidence → |
| Noninterest expense | 9,611,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,730,000 | USD | evidence → |
| Income tax | 974,000 | USD | evidence → |
| Net income | 2,756,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,797,000 | USD | evidence → |
| Total capital | 57,067,000 | USD | evidence → |
| Risk-weighted assets | 436,940,000 | USD | evidence → |