Call report 2016Q4
CHOICEONE BANK — 2016Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 603,892,000 | USD | evidence → |
| Total loans | 370,973,000 | USD | evidence → |
| Allowance for loan losses | 4,277,000 | USD | evidence → |
| Securities available for sale | 170,983,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 512,903,000 | USD | evidence → |
| Interest-bearing deposits | 384,775,000 | USD | evidence → |
| Noninterest-bearing deposits | 128,128,000 | USD | evidence → |
| Equity capital | 67,698,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,261,000 | USD | evidence → |
| Interest expense | 969,000 | USD | evidence → |
| Net interest income | 19,292,000 | USD | evidence → |
| Noninterest income | 7,568,000 | USD | evidence → |
| Noninterest expense | 18,838,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 8,334,000 | USD | evidence → |
| Income tax | 2,201,000 | USD | evidence → |
| Net income | 6,133,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,709,000 | USD | evidence → |
| Total capital | 58,963,000 | USD | evidence → |
| Risk-weighted assets | 438,986,000 | USD | evidence → |