Call report 2016Q1
CHOICEONE BANK — 2016Q1
The 22 measures CHOICEONE BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 576,604,000 | USD | evidence → |
| Total loans | 352,851,000 | USD | evidence → |
| Allowance for loan losses | 4,125,000 | USD | evidence → |
| Securities available for sale | 168,545,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 481,122,000 | USD | evidence → |
| Interest-bearing deposits | 358,338,000 | USD | evidence → |
| Noninterest-bearing deposits | 122,784,000 | USD | evidence → |
| Equity capital | 67,937,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,911,000 | USD | evidence → |
| Interest expense | 242,000 | USD | evidence → |
| Net interest income | 4,669,000 | USD | evidence → |
| Noninterest income | 1,772,000 | USD | evidence → |
| Noninterest expense | 4,757,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,754,000 | USD | evidence → |
| Income tax | 469,000 | USD | evidence → |
| Net income | 1,285,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,254,000 | USD | evidence → |
| Total capital | 56,359,000 | USD | evidence → |
| Risk-weighted assets | 421,043,000 | USD | evidence → |