Call report 2015Q4
CHOICEONE BANK — 2015Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 565,408,000 | USD | evidence → |
| Total loans | 354,261,000 | USD | evidence → |
| Allowance for loan losses | 4,194,000 | USD | evidence → |
| Securities available for sale | 157,872,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 475,841,000 | USD | evidence → |
| Interest-bearing deposits | 351,759,000 | USD | evidence → |
| Noninterest-bearing deposits | 124,082,000 | USD | evidence → |
| Equity capital | 66,539,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,325,000 | USD | evidence → |
| Interest expense | 990,000 | USD | evidence → |
| Net interest income | 18,335,000 | USD | evidence → |
| Noninterest income | 7,785,000 | USD | evidence → |
| Noninterest expense | 18,482,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 7,799,000 | USD | evidence → |
| Income tax | 1,989,000 | USD | evidence → |
| Net income | 5,810,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,574,000 | USD | evidence → |
| Total capital | 55,723,000 | USD | evidence → |
| Risk-weighted assets | 418,374,000 | USD | evidence → |