Call report 2015Q3
CHOICEONE BANK — 2015Q3
The 22 measures CHOICEONE BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 552,909,000 | USD | evidence → |
| Total loans | 345,606,000 | USD | evidence → |
| Allowance for loan losses | 4,317,000 | USD | evidence → |
| Securities available for sale | 152,097,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 468,041,000 | USD | evidence → |
| Interest-bearing deposits | 352,291,000 | USD | evidence → |
| Noninterest-bearing deposits | 115,750,000 | USD | evidence → |
| Equity capital | 66,825,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,431,000 | USD | evidence → |
| Interest expense | 754,000 | USD | evidence → |
| Net interest income | 13,677,000 | USD | evidence → |
| Noninterest income | 6,157,000 | USD | evidence → |
| Noninterest expense | 13,798,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 6,144,000 | USD | evidence → |
| Income tax | 1,565,000 | USD | evidence → |
| Net income | 4,579,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,370,000 | USD | evidence → |
| Total capital | 55,575,000 | USD | evidence → |
| Risk-weighted assets | 406,506,000 | USD | evidence → |