Call report 2015Q2
CHOICEONE BANK — 2015Q2
The 22 measures CHOICEONE BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 544,884,000 | USD | evidence → |
| Total loans | 338,773,000 | USD | evidence → |
| Allowance for loan losses | 4,352,000 | USD | evidence → |
| Securities available for sale | 148,884,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 423,254,000 | USD | evidence → |
| Interest-bearing deposits | 308,184,000 | USD | evidence → |
| Noninterest-bearing deposits | 115,070,000 | USD | evidence → |
| Equity capital | 65,794,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,568,000 | USD | evidence → |
| Interest expense | 510,000 | USD | evidence → |
| Net interest income | 9,058,000 | USD | evidence → |
| Noninterest income | 4,264,000 | USD | evidence → |
| Noninterest expense | 9,120,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 4,155,000 | USD | evidence → |
| Income tax | 1,028,000 | USD | evidence → |
| Net income | 3,127,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,924,000 | USD | evidence → |
| Total capital | 55,150,000 | USD | evidence → |
| Risk-weighted assets | 395,849,000 | USD | evidence → |