Call report 2014Q1
CHOICEONE BANK — 2014Q1
The 22 measures CHOICEONE BANK reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 519,663,000 | USD | evidence → |
| Total loans | 321,205,000 | USD | evidence → |
| Allowance for loan losses | 4,596,000 | USD | evidence → |
| Securities available for sale | 142,566,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 429,285,000 | USD | evidence → |
| Interest-bearing deposits | 320,440,000 | USD | evidence → |
| Noninterest-bearing deposits | 108,845,000 | USD | evidence → |
| Equity capital | 61,052,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,650,000 | USD | evidence → |
| Interest expense | 302,000 | USD | evidence → |
| Net interest income | 4,348,000 | USD | evidence → |
| Noninterest income | 1,505,000 | USD | evidence → |
| Noninterest expense | 4,106,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 1,713,000 | USD | evidence → |
| Income tax | 446,000 | USD | evidence → |
| Net income | 1,267,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,910,000 | USD | evidence → |
| Total capital | 50,041,000 | USD | evidence → |
| Risk-weighted assets | 350,107,000 | USD | evidence → |