Call report 2014Q2
CHOICEONE BANK — 2014Q2
The 22 measures CHOICEONE BANK reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 531,235,000 | USD | evidence → |
| Total loans | 331,017,000 | USD | evidence → |
| Allowance for loan losses | 4,656,000 | USD | evidence → |
| Securities available for sale | 138,640,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 428,835,000 | USD | evidence → |
| Interest-bearing deposits | 308,015,000 | USD | evidence → |
| Noninterest-bearing deposits | 120,820,000 | USD | evidence → |
| Equity capital | 62,344,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,385,000 | USD | evidence → |
| Interest expense | 591,000 | USD | evidence → |
| Net interest income | 8,794,000 | USD | evidence → |
| Noninterest income | 3,151,000 | USD | evidence → |
| Noninterest expense | 8,376,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 3,561,000 | USD | evidence → |
| Income tax | 938,000 | USD | evidence → |
| Net income | 2,623,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,726,000 | USD | evidence → |
| Total capital | 50,971,000 | USD | evidence → |
| Risk-weighted assets | 359,129,000 | USD | evidence → |