Call report 2013Q4
CHOICEONE BANK — 2013Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 513,928,000 | USD | evidence → |
| Total loans | 316,897,000 | USD | evidence → |
| Allowance for loan losses | 4,735,000 | USD | evidence → |
| Securities available for sale | 135,398,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 418,764,000 | USD | evidence → |
| Interest-bearing deposits | 315,885,000 | USD | evidence → |
| Noninterest-bearing deposits | 102,879,000 | USD | evidence → |
| Equity capital | 60,354,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,995,000 | USD | evidence → |
| Interest expense | 1,419,000 | USD | evidence → |
| Net interest income | 17,576,000 | USD | evidence → |
| Noninterest income | 6,266,000 | USD | evidence → |
| Noninterest expense | 16,723,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 6,955,000 | USD | evidence → |
| Income tax | 1,814,000 | USD | evidence → |
| Net income | 5,141,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,216,000 | USD | evidence → |
| Total capital | 49,340,000 | USD | evidence → |
| Risk-weighted assets | 350,600,000 | USD | evidence → |