Call report 2010Q3
CHOICEONE BANK — 2010Q3
The 22 measures CHOICEONE BANK reported to the FFIEC for 2010Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 479,312,000 | USD | evidence → |
| Total loans | 315,451,000 | USD | evidence → |
| Allowance for loan losses | 4,841,000 | USD | evidence → |
| Securities available for sale | 90,131,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 386,702,000 | USD | evidence → |
| Interest-bearing deposits | 321,889,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,812,000 | USD | evidence → |
| Equity capital | 54,544,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,432,000 | USD | evidence → |
| Interest expense | 3,880,000 | USD | evidence → |
| Net interest income | 12,552,000 | USD | evidence → |
| Noninterest income | 3,816,000 | USD | evidence → |
| Noninterest expense | 11,293,000 | USD | evidence → |
| Provision for loan losses | 2,950,000 | USD | evidence → |
| Pretax income | 2,613,000 | USD | evidence → |
| Income tax | 530,000 | USD | evidence → |
| Net income | 2,083,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,321,000 | USD | evidence → |
| Total capital | 40,259,000 | USD | evidence → |
| Risk-weighted assets | 333,847,000 | USD | evidence → |