Call report 2010Q4
CHOICEONE BANK — 2010Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 478,183,000 | USD | evidence → |
| Total loans | 318,551,000 | USD | evidence → |
| Allowance for loan losses | 4,729,000 | USD | evidence → |
| Securities available for sale | 90,613,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 390,085,000 | USD | evidence → |
| Interest-bearing deposits | 322,953,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,132,000 | USD | evidence → |
| Equity capital | 53,899,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,955,000 | USD | evidence → |
| Interest expense | 4,967,000 | USD | evidence → |
| Net interest income | 16,988,000 | USD | evidence → |
| Noninterest income | 5,126,000 | USD | evidence → |
| Noninterest expense | 15,181,000 | USD | evidence → |
| Provision for loan losses | 3,950,000 | USD | evidence → |
| Pretax income | 3,426,000 | USD | evidence → |
| Income tax | 677,000 | USD | evidence → |
| Net income | 2,749,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,654,000 | USD | evidence → |
| Total capital | 40,588,000 | USD | evidence → |
| Risk-weighted assets | 334,834,000 | USD | evidence → |