Call report 2010Q2
CHOICEONE BANK — 2010Q2
The 22 measures CHOICEONE BANK reported to the FFIEC for 2010Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 454,514,000 | USD | evidence → |
| Total loans | 311,896,000 | USD | evidence → |
| Allowance for loan losses | 4,857,000 | USD | evidence → |
| Securities available for sale | 82,145,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 363,663,000 | USD | evidence → |
| Interest-bearing deposits | 302,110,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,553,000 | USD | evidence → |
| Equity capital | 53,521,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,928,000 | USD | evidence → |
| Interest expense | 2,662,000 | USD | evidence → |
| Net interest income | 8,266,000 | USD | evidence → |
| Noninterest income | 2,441,000 | USD | evidence → |
| Noninterest expense | 7,378,000 | USD | evidence → |
| Provision for loan losses | 2,050,000 | USD | evidence → |
| Pretax income | 1,676,000 | USD | evidence → |
| Income tax | 338,000 | USD | evidence → |
| Net income | 1,338,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,878,000 | USD | evidence → |
| Total capital | 39,722,000 | USD | evidence → |
| Risk-weighted assets | 325,505,000 | USD | evidence → |