Call report 2010Q1
CHOICEONE BANK — 2010Q1
The 22 measures CHOICEONE BANK reported to the FFIEC for 2010Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 457,962,000 | USD | evidence → |
| Total loans | 316,689,000 | USD | evidence → |
| Allowance for loan losses | 4,687,000 | USD | evidence → |
| Securities available for sale | 78,232,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 366,544,000 | USD | evidence → |
| Interest-bearing deposits | 305,761,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,783,000 | USD | evidence → |
| Equity capital | 53,082,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,436,000 | USD | evidence → |
| Interest expense | 1,379,000 | USD | evidence → |
| Net interest income | 4,057,000 | USD | evidence → |
| Noninterest income | 1,117,000 | USD | evidence → |
| Noninterest expense | 3,675,000 | USD | evidence → |
| Provision for loan losses | 1,050,000 | USD | evidence → |
| Pretax income | 838,000 | USD | evidence → |
| Income tax | 175,000 | USD | evidence → |
| Net income | 663,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,454,000 | USD | evidence → |
| Total capital | 39,318,000 | USD | evidence → |
| Risk-weighted assets | 327,425,000 | USD | evidence → |