Call report 2009Q4
CHOICEONE BANK — 2009Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 462,863,000 | USD | evidence → |
| Total loans | 323,038,000 | USD | evidence → |
| Allowance for loan losses | 4,322,000 | USD | evidence → |
| Securities available for sale | 74,211,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 365,091,000 | USD | evidence → |
| Interest-bearing deposits | 304,207,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,884,000 | USD | evidence → |
| Equity capital | 52,655,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,070,000 | USD | evidence → |
| Interest expense | 7,090,000 | USD | evidence → |
| Net interest income | 15,980,000 | USD | evidence → |
| Noninterest income | 5,065,000 | USD | evidence → |
| Noninterest expense | 15,193,000 | USD | evidence → |
| Provision for loan losses | 4,875,000 | USD | evidence → |
| Pretax income | 1,316,000 | USD | evidence → |
| Income tax | -178,000 | USD | evidence → |
| Net income | 1,494,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,073,000 | USD | evidence → |
| Total capital | 39,130,000 | USD | evidence → |
| Risk-weighted assets | 328,471,000 | USD | evidence → |