Call report 2009Q3
CHOICEONE BANK — 2009Q3
The 22 measures CHOICEONE BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 455,078,000 | USD | evidence → |
| Total loans | 320,769,000 | USD | evidence → |
| Allowance for loan losses | 4,103,000 | USD | evidence → |
| Securities available for sale | 75,307,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 359,180,000 | USD | evidence → |
| Interest-bearing deposits | 291,905,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,275,000 | USD | evidence → |
| Equity capital | 53,492,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,508,000 | USD | evidence → |
| Interest expense | 5,524,000 | USD | evidence → |
| Net interest income | 11,984,000 | USD | evidence → |
| Noninterest income | 4,040,000 | USD | evidence → |
| Noninterest expense | 11,498,000 | USD | evidence → |
| Provision for loan losses | 3,175,000 | USD | evidence → |
| Pretax income | 1,492,000 | USD | evidence → |
| Income tax | 26,000 | USD | evidence → |
| Net income | 1,466,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,274,000 | USD | evidence → |
| Total capital | 39,276,000 | USD | evidence → |
| Risk-weighted assets | 328,240,000 | USD | evidence → |