Call report 2009Q2
CHOICEONE BANK — 2009Q2
The 22 measures CHOICEONE BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 442,535,000 | USD | evidence → |
| Total loans | 317,031,000 | USD | evidence → |
| Allowance for loan losses | 3,832,000 | USD | evidence → |
| Securities available for sale | 71,566,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 337,212,000 | USD | evidence → |
| Interest-bearing deposits | 280,295,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,917,000 | USD | evidence → |
| Equity capital | 52,462,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,716,000 | USD | evidence → |
| Interest expense | 3,813,000 | USD | evidence → |
| Net interest income | 7,903,000 | USD | evidence → |
| Noninterest income | 2,742,000 | USD | evidence → |
| Noninterest expense | 7,699,000 | USD | evidence → |
| Provision for loan losses | 1,950,000 | USD | evidence → |
| Pretax income | 1,102,000 | USD | evidence → |
| Income tax | 56,000 | USD | evidence → |
| Net income | 1,046,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,929,000 | USD | evidence → |
| Total capital | 38,542,000 | USD | evidence → |
| Risk-weighted assets | 324,569,000 | USD | evidence → |