Call report 2009Q1
CHOICEONE BANK — 2009Q1
The 22 measures CHOICEONE BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 452,516,000 | USD | evidence → |
| Total loans | 319,862,000 | USD | evidence → |
| Allowance for loan losses | 4,059,000 | USD | evidence → |
| Securities available for sale | 71,722,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 353,499,000 | USD | evidence → |
| Interest-bearing deposits | 299,900,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,599,000 | USD | evidence → |
| Equity capital | 52,011,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,907,000 | USD | evidence → |
| Interest expense | 2,016,000 | USD | evidence → |
| Net interest income | 3,891,000 | USD | evidence → |
| Noninterest income | 1,273,000 | USD | evidence → |
| Noninterest expense | 3,772,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 895,000 | USD | evidence → |
| Income tax | 144,000 | USD | evidence → |
| Net income | 751,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,390,000 | USD | evidence → |
| Total capital | 38,194,000 | USD | evidence → |
| Risk-weighted assets | 328,554,000 | USD | evidence → |