Call report 2008Q2
CHOICEONE BANK — 2008Q2
The 22 measures CHOICEONE BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 462,427,000 | USD | evidence → |
| Total loans | 327,945,000 | USD | evidence → |
| Allowance for loan losses | 3,710,000 | USD | evidence → |
| Securities available for sale | 78,588,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 344,284,000 | USD | evidence → |
| Interest-bearing deposits | 287,881,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,403,000 | USD | evidence → |
| Equity capital | 52,363,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,498,000 | USD | evidence → |
| Interest expense | 6,084,000 | USD | evidence → |
| Net interest income | 7,414,000 | USD | evidence → |
| Noninterest income | 2,549,000 | USD | evidence → |
| Noninterest expense | 7,152,000 | USD | evidence → |
| Provision for loan losses | 1,000,000 | USD | evidence → |
| Pretax income | 1,826,000 | USD | evidence → |
| Income tax | 284,000 | USD | evidence → |
| Net income | 1,542,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,842,000 | USD | evidence → |
| Total capital | 38,313,000 | USD | evidence → |
| Risk-weighted assets | 337,029,000 | USD | evidence → |