Call report 2008Q1
CHOICEONE BANK — 2008Q1
The 22 measures CHOICEONE BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 463,588,000 | USD | evidence → |
| Total loans | 323,993,000 | USD | evidence → |
| Allowance for loan losses | 3,843,000 | USD | evidence → |
| Securities available for sale | 82,690,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 348,917,000 | USD | evidence → |
| Interest-bearing deposits | 296,593,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,324,000 | USD | evidence → |
| Equity capital | 53,075,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,921,000 | USD | evidence → |
| Interest expense | 3,230,000 | USD | evidence → |
| Net interest income | 3,691,000 | USD | evidence → |
| Noninterest income | 1,300,000 | USD | evidence → |
| Noninterest expense | 3,533,000 | USD | evidence → |
| Provision for loan losses | 550,000 | USD | evidence → |
| Pretax income | 924,000 | USD | evidence → |
| Income tax | 153,000 | USD | evidence → |
| Net income | 771,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,432,000 | USD | evidence → |
| Total capital | 38,020,000 | USD | evidence → |
| Risk-weighted assets | 332,080,000 | USD | evidence → |