Call report 2008Q3
CHOICEONE BANK — 2008Q3
The 22 measures CHOICEONE BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 457,900,000 | USD | evidence → |
| Total loans | 326,375,000 | USD | evidence → |
| Allowance for loan losses | 4,085,000 | USD | evidence → |
| Securities available for sale | 78,672,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 337,807,000 | USD | evidence → |
| Interest-bearing deposits | 286,765,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,042,000 | USD | evidence → |
| Equity capital | 52,441,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,090,000 | USD | evidence → |
| Interest expense | 8,699,000 | USD | evidence → |
| Net interest income | 11,391,000 | USD | evidence → |
| Noninterest income | 3,655,000 | USD | evidence → |
| Noninterest expense | 10,843,000 | USD | evidence → |
| Provision for loan losses | 1,750,000 | USD | evidence → |
| Pretax income | 2,468,000 | USD | evidence → |
| Income tax | 389,000 | USD | evidence → |
| Net income | 2,079,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,782,000 | USD | evidence → |
| Total capital | 38,631,000 | USD | evidence → |
| Risk-weighted assets | 335,642,000 | USD | evidence → |