Call report 2007Q4
CHOICEONE BANK — 2007Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 466,853,000 | USD | evidence → |
| Total loans | 328,457,000 | USD | evidence → |
| Allowance for loan losses | 3,600,000 | USD | evidence → |
| Securities available for sale | 82,387,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 351,912,000 | USD | evidence → |
| Interest-bearing deposits | 297,490,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,422,000 | USD | evidence → |
| Equity capital | 52,325,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,737,000 | USD | evidence → |
| Interest expense | 13,621,000 | USD | evidence → |
| Net interest income | 15,116,000 | USD | evidence → |
| Noninterest income | 6,467,000 | USD | evidence → |
| Noninterest expense | 14,921,000 | USD | evidence → |
| Provision for loan losses | 2,035,000 | USD | evidence → |
| Pretax income | 4,640,000 | USD | evidence → |
| Income tax | 978,000 | USD | evidence → |
| Net income | 3,662,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,068,000 | USD | evidence → |
| Total capital | 37,416,000 | USD | evidence → |
| Risk-weighted assets | 327,022,000 | USD | evidence → |