Call report 2007Q3
CHOICEONE BANK — 2007Q3
The 22 measures CHOICEONE BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 462,922,000 | USD | evidence → |
| Total loans | 325,708,000 | USD | evidence → |
| Allowance for loan losses | 3,723,000 | USD | evidence → |
| Securities available for sale | 83,349,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 356,740,000 | USD | evidence → |
| Interest-bearing deposits | 306,257,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,483,000 | USD | evidence → |
| Equity capital | 51,364,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,627,000 | USD | evidence → |
| Interest expense | 10,159,000 | USD | evidence → |
| Net interest income | 11,468,000 | USD | evidence → |
| Noninterest income | 4,297,000 | USD | evidence → |
| Noninterest expense | 11,402,000 | USD | evidence → |
| Provision for loan losses | 1,035,000 | USD | evidence → |
| Pretax income | 3,339,000 | USD | evidence → |
| Income tax | 709,000 | USD | evidence → |
| Net income | 2,630,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,332,000 | USD | evidence → |
| Total capital | 37,055,000 | USD | evidence → |
| Risk-weighted assets | 332,175,000 | USD | evidence → |