Call report 2007Q2
CHOICEONE BANK — 2007Q2
The 22 measures CHOICEONE BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 463,511,000 | USD | evidence → |
| Total loans | 332,306,000 | USD | evidence → |
| Allowance for loan losses | 3,549,000 | USD | evidence → |
| Securities available for sale | 76,602,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 355,210,000 | USD | evidence → |
| Interest-bearing deposits | 305,291,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,919,000 | USD | evidence → |
| Equity capital | 50,806,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,254,000 | USD | evidence → |
| Interest expense | 6,664,000 | USD | evidence → |
| Net interest income | 7,590,000 | USD | evidence → |
| Noninterest income | 2,880,000 | USD | evidence → |
| Noninterest expense | 7,579,000 | USD | evidence → |
| Provision for loan losses | 370,000 | USD | evidence → |
| Pretax income | 2,521,000 | USD | evidence → |
| Income tax | 582,000 | USD | evidence → |
| Net income | 1,939,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,248,000 | USD | evidence → |
| Total capital | 36,797,000 | USD | evidence → |
| Risk-weighted assets | 335,217,000 | USD | evidence → |