Call report 2007Q1
CHOICEONE BANK — 2007Q1
The 22 measures CHOICEONE BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 458,107,000 | USD | evidence → |
| Total loans | 327,520,000 | USD | evidence → |
| Allowance for loan losses | 3,549,000 | USD | evidence → |
| Securities available for sale | 78,242,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 361,957,000 | USD | evidence → |
| Interest-bearing deposits | 311,415,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,542,000 | USD | evidence → |
| Equity capital | 50,881,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,025,000 | USD | evidence → |
| Interest expense | 3,259,000 | USD | evidence → |
| Net interest income | 3,766,000 | USD | evidence → |
| Noninterest income | 1,430,000 | USD | evidence → |
| Noninterest expense | 3,757,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 1,337,000 | USD | evidence → |
| Income tax | 318,000 | USD | evidence → |
| Net income | 1,019,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,197,000 | USD | evidence → |
| Total capital | 36,746,000 | USD | evidence → |
| Risk-weighted assets | 328,063,000 | USD | evidence → |