Call report 2006Q4
CHOICEONE BANK — 2006Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 462,631,000 | USD | evidence → |
| Total loans | 331,868,000 | USD | evidence → |
| Allowance for loan losses | 3,569,000 | USD | evidence → |
| Securities available for sale | 76,696,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 366,803,000 | USD | evidence → |
| Interest-bearing deposits | 308,394,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,408,000 | USD | evidence → |
| Equity capital | 50,330,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,418,000 | USD | evidence → |
| Interest expense | 8,718,000 | USD | evidence → |
| Net interest income | 8,700,000 | USD | evidence → |
| Noninterest income | 2,943,000 | USD | evidence → |
| Noninterest expense | 8,573,000 | USD | evidence → |
| Provision for loan losses | 200,000 | USD | evidence → |
| Pretax income | 2,804,000 | USD | evidence → |
| Income tax | 682,000 | USD | evidence → |
| Net income | 2,122,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,067,000 | USD | evidence → |
| Total capital | 36,638,000 | USD | evidence → |
| Risk-weighted assets | 326,932,000 | USD | evidence → |