Call report 2006Q1
CHOICEONE BANK — 2006Q1
The 22 measures CHOICEONE BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 246,759,000 | USD | evidence → |
| Total loans | 184,293,000 | USD | evidence → |
| Allowance for loan losses | 1,931,000 | USD | evidence → |
| Securities available for sale | 46,561,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 191,216,000 | USD | evidence → |
| Interest-bearing deposits | 169,812,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,404,000 | USD | evidence → |
| Equity capital | 21,240,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,653,000 | USD | evidence → |
| Interest expense | 1,676,000 | USD | evidence → |
| Net interest income | 1,977,000 | USD | evidence → |
| Noninterest income | 664,000 | USD | evidence → |
| Noninterest expense | 1,874,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 756,000 | USD | evidence → |
| Income tax | 196,000 | USD | evidence → |
| Net income | 560,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,595,000 | USD | evidence → |
| Total capital | 23,558,000 | USD | evidence → |
| Risk-weighted assets | 182,264,000 | USD | evidence → |