Call report 2006Q2
CHOICEONE BANK — 2006Q2
The 22 measures CHOICEONE BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 249,271,000 | USD | evidence → |
| Total loans | 183,326,000 | USD | evidence → |
| Allowance for loan losses | 1,861,000 | USD | evidence → |
| Securities available for sale | 48,961,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 187,992,000 | USD | evidence → |
| Interest-bearing deposits | 166,749,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,243,000 | USD | evidence → |
| Equity capital | 21,326,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,390,000 | USD | evidence → |
| Interest expense | 3,542,000 | USD | evidence → |
| Net interest income | 3,848,000 | USD | evidence → |
| Noninterest income | 1,343,000 | USD | evidence → |
| Noninterest expense | 3,697,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 1,514,000 | USD | evidence → |
| Income tax | 392,000 | USD | evidence → |
| Net income | 1,122,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,944,000 | USD | evidence → |
| Total capital | 23,825,000 | USD | evidence → |
| Risk-weighted assets | 182,927,000 | USD | evidence → |