Call report 2005Q4
CHOICEONE BANK — 2005Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 247,082,000 | USD | evidence → |
| Total loans | 185,832,000 | USD | evidence → |
| Allowance for loan losses | 1,963,000 | USD | evidence → |
| Securities available for sale | 43,700,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 182,240,000 | USD | evidence → |
| Interest-bearing deposits | 159,932,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,308,000 | USD | evidence → |
| Equity capital | 21,126,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,304,000 | USD | evidence → |
| Interest expense | 5,279,000 | USD | evidence → |
| Net interest income | 8,025,000 | USD | evidence → |
| Noninterest income | 2,608,000 | USD | evidence → |
| Noninterest expense | 7,070,000 | USD | evidence → |
| Provision for loan losses | 495,000 | USD | evidence → |
| Pretax income | 3,040,000 | USD | evidence → |
| Income tax | 812,000 | USD | evidence → |
| Net income | 2,228,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,424,000 | USD | evidence → |
| Total capital | 23,408,000 | USD | evidence → |
| Risk-weighted assets | 183,392,000 | USD | evidence → |