Call report 2004Q4
CHOICEONE BANK — 2004Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 231,133,000 | USD | evidence → |
| Total loans | 173,559,000 | USD | evidence → |
| Allowance for loan losses | 1,739,000 | USD | evidence → |
| Securities available for sale | 44,387,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 167,211,000 | USD | evidence → |
| Interest-bearing deposits | 149,980,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,231,000 | USD | evidence → |
| Equity capital | 20,451,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,731,000 | USD | evidence → |
| Interest expense | 4,067,000 | USD | evidence → |
| Net interest income | 7,664,000 | USD | evidence → |
| Noninterest income | 2,532,000 | USD | evidence → |
| Noninterest expense | 7,104,000 | USD | evidence → |
| Provision for loan losses | 465,000 | USD | evidence → |
| Pretax income | 2,665,000 | USD | evidence → |
| Income tax | 728,000 | USD | evidence → |
| Net income | 1,937,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,287,000 | USD | evidence → |
| Total capital | 22,026,000 | USD | evidence → |
| Risk-weighted assets | 169,388,000 | USD | evidence → |