Call report 2005Q1
CHOICEONE BANK — 2005Q1
The 22 measures CHOICEONE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 234,423,000 | USD | evidence → |
| Total loans | 177,741,000 | USD | evidence → |
| Allowance for loan losses | 1,783,000 | USD | evidence → |
| Securities available for sale | 41,293,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 169,184,000 | USD | evidence → |
| Interest-bearing deposits | 149,324,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,860,000 | USD | evidence → |
| Equity capital | 20,405,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,080,000 | USD | evidence → |
| Interest expense | 1,107,000 | USD | evidence → |
| Net interest income | 1,973,000 | USD | evidence → |
| Noninterest income | 629,000 | USD | evidence → |
| Noninterest expense | 1,773,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 728,000 | USD | evidence → |
| Income tax | 190,000 | USD | evidence → |
| Net income | 538,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,637,000 | USD | evidence → |
| Total capital | 22,428,000 | USD | evidence → |
| Risk-weighted assets | 175,028,000 | USD | evidence → |