Call report 2004Q3
CHOICEONE BANK — 2004Q3
The 22 measures CHOICEONE BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 228,461,000 | USD | evidence → |
| Total loans | 175,187,000 | USD | evidence → |
| Allowance for loan losses | 1,756,000 | USD | evidence → |
| Securities available for sale | 39,840,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 166,007,000 | USD | evidence → |
| Interest-bearing deposits | 149,206,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,801,000 | USD | evidence → |
| Equity capital | 20,361,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,635,000 | USD | evidence → |
| Interest expense | 2,988,000 | USD | evidence → |
| Net interest income | 5,647,000 | USD | evidence → |
| Noninterest income | 1,873,000 | USD | evidence → |
| Noninterest expense | 5,317,000 | USD | evidence → |
| Provision for loan losses | 275,000 | USD | evidence → |
| Pretax income | 1,966,000 | USD | evidence → |
| Income tax | 564,000 | USD | evidence → |
| Net income | 1,402,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,004,000 | USD | evidence → |
| Total capital | 21,761,000 | USD | evidence → |
| Risk-weighted assets | 168,861,000 | USD | evidence → |