Call report 2003Q4
CHOICEONE BANK — 2003Q4
The 22 measures CHOICEONE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 214,742,000 | USD | evidence → |
| Total loans | 163,077,000 | USD | evidence → |
| Allowance for loan losses | 1,974,000 | USD | evidence → |
| Securities available for sale | 37,942,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 146,304,000 | USD | evidence → |
| Interest-bearing deposits | 128,976,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,329,000 | USD | evidence → |
| Equity capital | 20,505,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,329,000 | USD | evidence → |
| Interest expense | 4,555,000 | USD | evidence → |
| Net interest income | 7,774,000 | USD | evidence → |
| Noninterest income | 3,048,000 | USD | evidence → |
| Noninterest expense | 7,571,000 | USD | evidence → |
| Provision for loan losses | 400,000 | USD | evidence → |
| Pretax income | 2,889,000 | USD | evidence → |
| Income tax | 741,000 | USD | evidence → |
| Net income | 2,148,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,912,000 | USD | evidence → |
| Total capital | 21,871,000 | USD | evidence → |
| Risk-weighted assets | 158,246,000 | USD | evidence → |