Call report 2004Q1
CHOICEONE BANK — 2004Q1
The 22 measures CHOICEONE BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 216,297,000 | USD | evidence → |
| Total loans | 163,542,000 | USD | evidence → |
| Allowance for loan losses | 1,713,000 | USD | evidence → |
| Securities available for sale | 40,192,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 150,381,000 | USD | evidence → |
| Interest-bearing deposits | 133,824,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,557,000 | USD | evidence → |
| Equity capital | 20,716,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,874,000 | USD | evidence → |
| Interest expense | 964,000 | USD | evidence → |
| Net interest income | 1,910,000 | USD | evidence → |
| Noninterest income | 659,000 | USD | evidence → |
| Noninterest expense | 1,784,000 | USD | evidence → |
| Provision for loan losses | 80,000 | USD | evidence → |
| Pretax income | 734,000 | USD | evidence → |
| Income tax | 210,000 | USD | evidence → |
| Net income | 524,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,992,000 | USD | evidence → |
| Total capital | 21,707,000 | USD | evidence → |
| Risk-weighted assets | 157,658,000 | USD | evidence → |