Call report 2003Q3
CHOICEONE BANK — 2003Q3
The 22 measures CHOICEONE BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 208,521,000 | USD | evidence → |
| Total loans | 163,228,000 | USD | evidence → |
| Allowance for loan losses | 1,962,000 | USD | evidence → |
| Securities available for sale | 31,478,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 150,758,000 | USD | evidence → |
| Interest-bearing deposits | 134,954,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,804,000 | USD | evidence → |
| Equity capital | 20,244,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,407,000 | USD | evidence → |
| Interest expense | 3,515,000 | USD | evidence → |
| Net interest income | 5,892,000 | USD | evidence → |
| Noninterest income | 2,288,000 | USD | evidence → |
| Noninterest expense | 5,652,000 | USD | evidence → |
| Provision for loan losses | 375,000 | USD | evidence → |
| Pretax income | 2,190,000 | USD | evidence → |
| Income tax | 567,000 | USD | evidence → |
| Net income | 1,623,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,652,000 | USD | evidence → |
| Total capital | 21,574,000 | USD | evidence → |
| Risk-weighted assets | 155,268,000 | USD | evidence → |