Call report 2004Q4
READING CO-OPERATIVE BANK — 2004Q4
The 22 measures READING CO-OPERATIVE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 216,459,000 | USD | evidence → |
| Total loans | 150,172,000 | USD | evidence → |
| Allowance for loan losses | 834,000 | USD | evidence → |
| Securities available for sale | 48,736,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 177,266,000 | USD | evidence → |
| Interest-bearing deposits | 157,120,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,146,000 | USD | evidence → |
| Equity capital | 19,042,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,744,000 | USD | evidence → |
| Interest expense | 2,506,000 | USD | evidence → |
| Net interest income | 7,238,000 | USD | evidence → |
| Noninterest income | 568,000 | USD | evidence → |
| Noninterest expense | 5,205,000 | USD | evidence → |
| Provision for loan losses | 45,000 | USD | evidence → |
| Pretax income | 2,588,000 | USD | evidence → |
| Income tax | 900,000 | USD | evidence → |
| Net income | 1,688,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,770,000 | USD | evidence → |
| Total capital | 19,775,000 | USD | evidence → |
| Risk-weighted assets | 135,379,000 | USD | evidence → |