Call report 2005Q1
READING CO-OPERATIVE BANK — 2005Q1
The 22 measures READING CO-OPERATIVE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 217,325,000 | USD | evidence → |
| Total loans | 152,263,000 | USD | evidence → |
| Allowance for loan losses | 852,000 | USD | evidence → |
| Securities available for sale | 45,979,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 176,362,000 | USD | evidence → |
| Interest-bearing deposits | 157,474,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,888,000 | USD | evidence → |
| Equity capital | 19,036,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,650,000 | USD | evidence → |
| Interest expense | 691,000 | USD | evidence → |
| Net interest income | 1,959,000 | USD | evidence → |
| Noninterest income | 168,000 | USD | evidence → |
| Noninterest expense | 1,449,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 663,000 | USD | evidence → |
| Income tax | 234,000 | USD | evidence → |
| Net income | 429,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,199,000 | USD | evidence → |
| Total capital | 20,179,000 | USD | evidence → |
| Risk-weighted assets | 137,031,000 | USD | evidence → |