Call report 2004Q3
READING CO-OPERATIVE BANK — 2004Q3
The 22 measures READING CO-OPERATIVE BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 213,879,000 | USD | evidence → |
| Total loans | 145,081,000 | USD | evidence → |
| Allowance for loan losses | 825,000 | USD | evidence → |
| Securities available for sale | 51,099,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 178,974,000 | USD | evidence → |
| Interest-bearing deposits | 160,178,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,796,000 | USD | evidence → |
| Equity capital | 18,691,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,124,000 | USD | evidence → |
| Interest expense | 1,844,000 | USD | evidence → |
| Net interest income | 5,280,000 | USD | evidence → |
| Noninterest income | 413,000 | USD | evidence → |
| Noninterest expense | 3,914,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 1,781,000 | USD | evidence → |
| Income tax | 602,000 | USD | evidence → |
| Net income | 1,179,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,261,000 | USD | evidence → |
| Total capital | 19,171,000 | USD | evidence → |
| Risk-weighted assets | 131,290,000 | USD | evidence → |