Call report 2025Q1
BETTER BANKS — 2025Q1
The 22 measures BETTER BANKS reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 431,415,000 | USD | evidence → |
| Total loans | 286,651,000 | USD | evidence → |
| Allowance for loan losses | 3,584,000 | USD | evidence → |
| Securities available for sale | 59,778,000 | USD | evidence → |
| Securities held to maturity | 59,058,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 397,491,000 | USD | evidence → |
| Interest-bearing deposits | 318,730,000 | USD | evidence → |
| Noninterest-bearing deposits | 78,761,000 | USD | evidence → |
| Equity capital | 30,631,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,814,000 | USD | evidence → |
| Interest expense | 1,402,000 | USD | evidence → |
| Net interest income | 3,412,000 | USD | evidence → |
| Noninterest income | 1,397,000 | USD | evidence → |
| Noninterest expense | 3,590,000 | USD | evidence → |
| Provision for loan losses | 135,000 | USD | evidence → |
| Pretax income | 995,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 985,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,015,000 | USD | evidence → |
| Total capital | 43,763,000 | USD | evidence → |
| Risk-weighted assets | 299,848,000 | USD | evidence → |