Call report 2025Q2
BETTER BANKS — 2025Q2
The 22 measures BETTER BANKS reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 427,419,000 | USD | evidence → |
| Total loans | 290,430,000 | USD | evidence → |
| Allowance for loan losses | 3,677,000 | USD | evidence → |
| Securities available for sale | 58,168,000 | USD | evidence → |
| Securities held to maturity | 59,309,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 392,727,000 | USD | evidence → |
| Interest-bearing deposits | 322,368,000 | USD | evidence → |
| Noninterest-bearing deposits | 70,359,000 | USD | evidence → |
| Equity capital | 31,484,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,702,000 | USD | evidence → |
| Interest expense | 2,745,000 | USD | evidence → |
| Net interest income | 6,957,000 | USD | evidence → |
| Noninterest income | 2,822,000 | USD | evidence → |
| Noninterest expense | 7,157,000 | USD | evidence → |
| Provision for loan losses | 320,000 | USD | evidence → |
| Pretax income | 2,040,000 | USD | evidence → |
| Income tax | 59,000 | USD | evidence → |
| Net income | 1,981,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,921,000 | USD | evidence → |
| Total capital | 43,722,000 | USD | evidence → |
| Risk-weighted assets | 304,029,000 | USD | evidence → |