Call report 2024Q4
BETTER BANKS — 2024Q4
The 22 measures BETTER BANKS reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 443,262,000 | USD | evidence → |
| Total loans | 290,623,000 | USD | evidence → |
| Allowance for loan losses | 3,619,000 | USD | evidence → |
| Securities available for sale | 68,792,000 | USD | evidence → |
| Securities held to maturity | 58,705,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 409,905,000 | USD | evidence → |
| Interest-bearing deposits | 328,976,000 | USD | evidence → |
| Noninterest-bearing deposits | 80,929,000 | USD | evidence → |
| Equity capital | 30,189,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,813,000 | USD | evidence → |
| Interest expense | 6,392,000 | USD | evidence → |
| Net interest income | 13,421,000 | USD | evidence → |
| Noninterest income | 4,881,000 | USD | evidence → |
| Noninterest expense | 13,763,000 | USD | evidence → |
| Provision for loan losses | 550,000 | USD | evidence → |
| Pretax income | 3,897,000 | USD | evidence → |
| Income tax | 198,000 | USD | evidence → |
| Net income | 3,699,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,772,000 | USD | evidence → |
| Total capital | 44,581,000 | USD | evidence → |
| Risk-weighted assets | 305,653,000 | USD | evidence → |