Call report 2008Q1
BETTER BANKS — 2008Q1
The 22 measures BETTER BANKS reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 167,708,000 | USD | evidence → |
| Total loans | 71,919,000 | USD | evidence → |
| Allowance for loan losses | 654,000 | USD | evidence → |
| Securities available for sale | 60,452,000 | USD | evidence → |
| Securities held to maturity | 3,698,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 150,113,000 | USD | evidence → |
| Interest-bearing deposits | 128,061,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,052,000 | USD | evidence → |
| Equity capital | 17,007,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,115,000 | USD | evidence → |
| Interest expense | 826,000 | USD | evidence → |
| Net interest income | 1,289,000 | USD | evidence → |
| Noninterest income | 265,000 | USD | evidence → |
| Noninterest expense | 1,056,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 478,000 | USD | evidence → |
| Income tax | -7,000 | USD | evidence → |
| Net income | 485,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,986,000 | USD | evidence → |
| Total capital | 14,640,000 | USD | evidence → |
| Risk-weighted assets | 68,856,000 | USD | evidence → |