Call report 2008Q2
BETTER BANKS — 2008Q2
The 22 measures BETTER BANKS reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 172,034,000 | USD | evidence → |
| Total loans | 75,812,000 | USD | evidence → |
| Allowance for loan losses | 662,000 | USD | evidence → |
| Securities available for sale | 61,584,000 | USD | evidence → |
| Securities held to maturity | 3,681,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 155,495,000 | USD | evidence → |
| Interest-bearing deposits | 134,857,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,638,000 | USD | evidence → |
| Equity capital | 15,870,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,073,000 | USD | evidence → |
| Interest expense | 1,543,000 | USD | evidence → |
| Net interest income | 2,530,000 | USD | evidence → |
| Noninterest income | 570,000 | USD | evidence → |
| Noninterest expense | 2,157,000 | USD | evidence → |
| Provision for loan losses | 39,000 | USD | evidence → |
| Pretax income | 904,000 | USD | evidence → |
| Income tax | -7,000 | USD | evidence → |
| Net income | 911,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,413,000 | USD | evidence → |
| Total capital | 15,075,000 | USD | evidence → |
| Risk-weighted assets | 71,369,000 | USD | evidence → |