Call report 2007Q4
BETTER BANKS — 2007Q4
The 22 measures BETTER BANKS reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 165,539,000 | USD | evidence → |
| Total loans | 73,110,000 | USD | evidence → |
| Allowance for loan losses | 630,000 | USD | evidence → |
| Securities available for sale | 58,270,000 | USD | evidence → |
| Securities held to maturity | 3,904,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 149,716,000 | USD | evidence → |
| Interest-bearing deposits | 129,198,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,518,000 | USD | evidence → |
| Equity capital | 15,033,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,540,000 | USD | evidence → |
| Interest expense | 3,249,000 | USD | evidence → |
| Net interest income | 5,291,000 | USD | evidence → |
| Noninterest income | 1,114,000 | USD | evidence → |
| Noninterest expense | 4,430,000 | USD | evidence → |
| Provision for loan losses | 103,000 | USD | evidence → |
| Pretax income | 1,775,000 | USD | evidence → |
| Income tax | -6,000 | USD | evidence → |
| Net income | 1,781,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,502,000 | USD | evidence → |
| Total capital | 14,132,000 | USD | evidence → |
| Risk-weighted assets | 69,236,000 | USD | evidence → |