Call reports 2007
BETTER BANKS — 2007
What BETTER BANKS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 150,361,000 | 153,829,000 | 165,226,000 | 165,539,000 |
| Total loans | 71,194,000 | 71,931,000 | 73,861,000 | 73,110,000 |
| Allowance for loan losses | 635,000 | 660,000 | 704,000 | 630,000 |
| Securities available for sale | 52,088,000 | 52,288,000 | 55,265,000 | 58,270,000 |
| Securities held to maturity | 3,002,000 | 3,202,000 | 3,192,000 | 3,904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,179,000 | 139,247,000 | 148,883,000 | 149,716,000 |
| Interest-bearing deposits | 114,568,000 | 117,462,000 | 128,600,000 | 129,198,000 |
| Noninterest-bearing deposits | 20,611,000 | 21,785,000 | 20,283,000 | 20,518,000 |
| Equity capital | 14,607,000 | 13,844,000 | 15,442,000 | 15,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,015,000 | 4,107,000 | 6,328,000 | 8,540,000 |
| Interest expense | 733,000 | 1,498,000 | 2,342,000 | 3,249,000 |
| Net interest income | 1,282,000 | 2,609,000 | 3,986,000 | 5,291,000 |
| Noninterest income | 264,000 | 551,000 | 857,000 | 1,114,000 |
| Noninterest expense | 1,004,000 | 2,066,000 | 3,181,000 | 4,430,000 |
| Provision for loan losses | 2,000 | 24,000 | 73,000 | 103,000 |
| Pretax income | 443,000 | 973,000 | 1,492,000 | 1,775,000 |
| Income tax | -6,000 | -6,000 | -6,000 | -6,000 |
| Net income | 449,000 | 979,000 | 1,498,000 | 1,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,364,000 | 14,199,000 | 14,718,000 | 13,502,000 |
| Total capital | 14,999,000 | 14,859,000 | 15,422,000 | 14,132,000 |
| Risk-weighted assets | 66,932,000 | 67,067,000 | 71,850,000 | 69,236,000 |
Machine access — free, no API key
Every figure shown here about BETTER BANKS — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.