Call report 2007Q1
BETTER BANKS — 2007Q1
The 22 measures BETTER BANKS reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 150,361,000 | USD | evidence → |
| Total loans | 71,194,000 | USD | evidence → |
| Allowance for loan losses | 635,000 | USD | evidence → |
| Securities available for sale | 52,088,000 | USD | evidence → |
| Securities held to maturity | 3,002,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,179,000 | USD | evidence → |
| Interest-bearing deposits | 114,568,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,611,000 | USD | evidence → |
| Equity capital | 14,607,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,015,000 | USD | evidence → |
| Interest expense | 733,000 | USD | evidence → |
| Net interest income | 1,282,000 | USD | evidence → |
| Noninterest income | 264,000 | USD | evidence → |
| Noninterest expense | 1,004,000 | USD | evidence → |
| Provision for loan losses | 2,000 | USD | evidence → |
| Pretax income | 443,000 | USD | evidence → |
| Income tax | -6,000 | USD | evidence → |
| Net income | 449,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,364,000 | USD | evidence → |
| Total capital | 14,999,000 | USD | evidence → |
| Risk-weighted assets | 66,932,000 | USD | evidence → |