Call report 2006Q4
BETTER BANKS — 2006Q4
The 22 measures BETTER BANKS reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,836,000 | USD | evidence → |
| Total loans | 71,956,000 | USD | evidence → |
| Allowance for loan losses | 634,000 | USD | evidence → |
| Securities available for sale | 54,408,000 | USD | evidence → |
| Securities held to maturity | 3,186,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,093,000 | USD | evidence → |
| Interest-bearing deposits | 114,821,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,272,000 | USD | evidence → |
| Equity capital | 13,925,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,342,000 | USD | evidence → |
| Interest expense | 2,395,000 | USD | evidence → |
| Net interest income | 4,947,000 | USD | evidence → |
| Noninterest income | 1,161,000 | USD | evidence → |
| Noninterest expense | 4,300,000 | USD | evidence → |
| Provision for loan losses | 48,000 | USD | evidence → |
| Pretax income | 1,692,000 | USD | evidence → |
| Income tax | -7,000 | USD | evidence → |
| Net income | 1,699,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,916,000 | USD | evidence → |
| Total capital | 14,550,000 | USD | evidence → |
| Risk-weighted assets | 67,287,000 | USD | evidence → |