Call report 2007Q4
WESTSOUND BANK — 2007Q4
The 22 measures WESTSOUND BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 489,008,000 | USD | evidence → |
| Total loans | 412,950,000 | USD | evidence → |
| Allowance for loan losses | 19,514,000 | USD | evidence → |
| Securities available for sale | 8,832,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 422,216,000 | USD | evidence → |
| Interest-bearing deposits | 396,851,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,365,000 | USD | evidence → |
| Equity capital | 63,365,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,378,000 | USD | evidence → |
| Interest expense | 16,912,000 | USD | evidence → |
| Net interest income | 20,466,000 | USD | evidence → |
| Noninterest income | 4,344,000 | USD | evidence → |
| Noninterest expense | 15,745,000 | USD | evidence → |
| Provision for loan losses | 15,879,000 | USD | evidence → |
| Pretax income | -6,814,000 | USD | evidence → |
| Income tax | -2,625,000 | USD | evidence → |
| Net income | -4,189,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,297,000 | USD | evidence → |
| Total capital | 68,761,000 | USD | evidence → |
| Risk-weighted assets | 422,579,000 | USD | evidence → |