Call report 2008Q1
WESTSOUND BANK — 2008Q1
The 22 measures WESTSOUND BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 502,789,000 | USD | evidence → |
| Total loans | 385,679,000 | USD | evidence → |
| Allowance for loan losses | 26,292,000 | USD | evidence → |
| Securities available for sale | 7,691,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 442,225,000 | USD | evidence → |
| Interest-bearing deposits | 418,585,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,640,000 | USD | evidence → |
| Equity capital | 57,755,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,010,000 | USD | evidence → |
| Interest expense | 4,835,000 | USD | evidence → |
| Net interest income | 2,175,000 | USD | evidence → |
| Noninterest income | 226,000 | USD | evidence → |
| Noninterest expense | 3,321,000 | USD | evidence → |
| Provision for loan losses | 7,690,000 | USD | evidence → |
| Pretax income | -8,610,000 | USD | evidence → |
| Income tax | -2,928,000 | USD | evidence → |
| Net income | -5,682,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,615,000 | USD | evidence → |
| Total capital | 62,904,000 | USD | evidence → |
| Risk-weighted assets | 401,992,000 | USD | evidence → |