Call report 2007Q3
WESTSOUND BANK — 2007Q3
The 22 measures WESTSOUND BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 467,226,000 | USD | evidence → |
| Total loans | 425,673,000 | USD | evidence → |
| Allowance for loan losses | 17,852,000 | USD | evidence → |
| Securities available for sale | 8,700,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 400,047,000 | USD | evidence → |
| Interest-bearing deposits | 372,152,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,895,000 | USD | evidence → |
| Equity capital | 63,509,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,486,000 | USD | evidence → |
| Interest expense | 12,359,000 | USD | evidence → |
| Net interest income | 16,127,000 | USD | evidence → |
| Noninterest income | 3,454,000 | USD | evidence → |
| Noninterest expense | 12,382,000 | USD | evidence → |
| Provision for loan losses | 14,179,000 | USD | evidence → |
| Pretax income | -6,980,000 | USD | evidence → |
| Income tax | -2,324,000 | USD | evidence → |
| Net income | -4,656,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,531,000 | USD | evidence → |
| Total capital | 69,048,000 | USD | evidence → |
| Risk-weighted assets | 428,364,000 | USD | evidence → |